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    The Language Barrier

    Posted on March 31st, 2020 by Medipac

    A recent, very-large study has shown that many heart procedures such as stent insertion, angioplasty and heart bypass surgery are unnecessary and can actually cause harm. The study was government-funded and cost approximately $100 million dollars – WOW. The most interesting part was that “medication only” results were the same as surgery results after several […]

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    Farmers’ Almanac

    Posted on March 31st, 2020 by Medipac

    The new Farmers’ Almanac says that this is going to be a bitter winter across the Prairies and around the Great Lakes. I imagine that it will be even worse farther north, where many of our snowbirds happily reside in B.C., Alberta, Manitoba, Ontario and Quebec. That’s the bad news! I know, I forgot Saskatchewan […]

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    Insurance Update – CSANews Summer 2019

    Posted on March 31st, 2020 by Medipac

    I just finished a book called “Turbulence,” which was not very good, but it reminded me of the goings-on in the travel insurance market. The fewer and fewer insurance companies in our marketplace are having great difficulty in predicting their loss ratios and, as expected, their rates are all over the place− but mostly higher. […]

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    And now you know…

    Posted on March 31st, 2020 by Medipac

    …what our Canadian Snowbird Association directors do in their spare time. Ron Steeves is CSA’s First Vice-President and is the chair of the Government Lobby Committee. On top of their normal duties, each director is required to reach out to the snowbird community to “spread the word” and help attract new members through meetings and […]

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    Insurance Update – CSANews Winter 2018

    Posted on March 31st, 2020 by Medipac

    My mother used to leave pincushions all over the place when I was young. She was always mending something to make sure that we kids were well turned-out for school. Occasionally, I would sit on one by mistake – ouch. I have that feeling again today, but in a good way. Pat and I just […]

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    Insurance Update – CSANews Fall 2018

    Posted on March 31st, 2020 by Medipac

    “Pre-existing conditionmeans a medical condition that existed before your effective date whether or not diagnosed by a physician, and/or whether or not you required or received treatment.” A harmless little clause in a flashy old insurance product, recently revised. Needless to say, this is not a Medipac policy clause. My father, age 89, woke up […]

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    Insurance Update – CSANews Summer 2018

    Posted on March 31st, 2020 by Medipac

    These are very difficult times during which to properly assess risk and to predict costs. This year, we added a modest increase to our Medipac travel insurance rates ‒ partially in anticipation of a better dollar value ‒ but we are finding that medical prices, especially in the U.S., are still running far above the […]

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    Sometimes it is Worth Repeating.

    Posted on March 31st, 2020 by Medipac

    It is not normal for a magazine to recommend reading a different magazine but, in this case, I believe that it is worth it. Most of our readers are taking some form of drug and, statistics say, the average person older than 65 takes more than five drugs every day. On the other side of […]

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    Top-Up Tales

    Posted on March 31st, 2020 by Medipac

    George had not been feeling well for quite some time but he was not worried, as he had excellent travel medical coverage from work and he had topped up with the best private insurance plan there is – Medipac. His internal pains got progressively worse, so he went to a Florida hospital, was seen as […]

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    Insurance Update – CSANews Fall 2017

    Posted on March 31st, 2020 by Medipac

    North and South; there is trouble and suffering everywhere. Let us all take a few minutes to remember those people ravaged and displaced by the enormous and out-of-control wildfires in British Columbia. Kelowna is the most threatened area as we go to pressand the surrounding areas, in which many, many snowbirds live, are being hit […]

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    Canadian Travel to the United States

    Posted on March 31st, 2020 by Medipac

    “Canadians made 4.8 million leisure trips to the U.S. between January and April, an increase of 6.3 per cent. Overnight travel (for all purposes) to the U.S. has now increased for eight consecutive months, and April was the first month since 2013 that growth in auto trips was registered from all regions. On a monthly […]

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    Insurance Update – CSANews Spring 2017

    Posted on March 31st, 2020 by Medipac

    It is with great sadness that we note the passing of Gerry Brissenden, a Past President of the Canadian Snowbird Association. Gerry served the CSA for 17 years and held most executive posts during his long tenure. He was the ultimate volunteer and gave more of himself to others than you would even think possible. […]

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    “We Did It!”

    Posted on March 31st, 2020 by Medipac

    That was the headline on the very first CSANews magazine published in December 1992. The Canadian Snowbird Association had just won their first victory by implementing the Medipac Travel Insurance plan for members. Compared to prices available at the time, members saved more than $25 million in premium costs. That equated to more than $650 […]

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    Insurance Update – CSANews Spring 2016

    Posted on March 31st, 2020 by Medipac

    In mid-January, the peak snowbird season, the cost of one U.S. dollar was one dollar and 45 cents Canadian. Two and three years ago, we were getting rather used to a par dollar, but times change quickly in these uncertain days of volatility. We expected quite a change in our snowbird lifestyle this year, with […]

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    Where Have All the “Snowbirds” Gone??

    Posted on March 31st, 2020 by Medipac

    Peter, Paul and Mary’s wonderful song about “flowers” was the first thing that came to mind. Snowbirds are the most resilient of people; they have had to be, to deal with the ups and downs of cross-border living for many years. But this year appears to be different! No longer could snowbirds cut out a […]

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    Insurance Update – CSANews Winter 2016

    Posted on April 14th, 2016 by Medipac

    After a long day at work, our enrolment staff still has one more responsibility. They have to share the questions and comments from our clients that they received during the day (and night). They usually gather in our boardroom and discuss any challenges and how we must deal with them. There are always new issues […]

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    Insurance Update – CSANews Summer 2016

    Posted on March 17th, 2016 by Medipac

    First let me say “Thank you” to all who will complete our survey in this issue. The answers help us track trends and patterns of our snowbird community so that we can be more responsive to your needs. This has been an expensive year for snowbirds due to the nasty drop in the Canadian dollar. […]

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