The Medipac policy provides coverage for COVID-19 related illness that may occur while you are travelling. For maximum COVID coverage – $5 Million USD, we recommend that you add MedipacMAX to your policy. Terms and Conditions Apply.

The Annual Add-on provides coverage for multiple individual trips of up to either 23 or 33 days (depending on which option you chose). The coverage is available for one year from the date you chose your Annual Add-on to begin. For each trip under the Annual Add-on, you must return to Canada before the 23 […]

The Medipac Policy is for emergency medical treatment only. It is not a Trip Cancellation/Interruption policy. Should your means of transportation to return to Canada be delayed, expenses related to your extended stay will not be a benefit of your policy.

No, CSA membership is not required to purchase Medipac Travel Insurance. However the CSA, as an independent not-for-profit volunteer-based organization, has exclusively endorsed Medipac Travel Insurance for more than 25 years. Medipac is the Canadian Snowbird Association’s preferred choice for travel insurance. Visit www.snowbirds.org to learn more about the advocacy work of the CSA; it supports travelling Canadians and […]

Insurance, by its very nature, has benefits, exclusions and limitations. Travel insurance is not different. You are encouraged to fully read your policy; in particular, the Pre-existing Conditions, General Exclusions and General Limitations sections.

If you have a change in health after you purchase your insurance and prior to your effective date of insurance, your coverage will be limited and may be void. As such it is important that you contact Medipac at 1-800-633-4722 to understand how your policy is affected, which will include a reassessment of your eligibility […]

Canadian provincial/territorial government health insurance plans vary and are limited in terms of out-of-country coverage. Provinces can pay as little as $75.00 CAD a day, whereas the average daily cost for a hospital stay can be more than $10,000 USD. Provincial coverage is inadequate and you should not rely solely on your provincial health care […]

Medipac Travel Insurance rates do not vary based on your travel destination.

Medipac has developed Individual Underwritten Insurance for those who do not qualify for coverage or find themselves excluded from coverage due to recent changes in their health, changes in their medications or hospitalizations within the past year (those who have a pre-existing condition that limits travel medical insurance coverage). Completing a more detailed questionnaire enables […]

To remain eligible for your Canadian provincial/territorial government health insurance, you cannot travel outside your province/territory of residence for a total of more than 7 months (212 days) within a year, or 6 months (183 days) if you live in Quebec, PEI or Nunavut. This includes travel within Canada. A year may be a calendar […]