NOTE: Pre-existing Conditions clauses apply prior to each and every trip, so be certain you are in compliance prior to travel.
Travel Insurance PlanIf you are one of many travellers who already have some form of travel medical insurance with a limited number of days, you can add Medipac Travel Insurance as a top-up and have it start the day after your other insurance expires.
For all top-up plans, the eligibility, rate category and pre-existing requirements apply prior to your effective date of insurance. Therefore, if you have a change in health after your date of travel and prior to your Medipac policy coming into effect, your coverage will be limited and/or possibly VOID. For this reason, we recommend that you purchase insurance with Medipac for the entire duration of your trip.
Travel Insurance PlanRetired military personnel, RCMP officers and federal civil servants who participate in the Public Service Health Care Plan (PSHCP) are normally provided with up to $500,000 CAD in basic travel medical benefits, for the first 40 days of any trip. Medipac cautions that this is a limit which may not provide the necessary protection in the event of a major accident or illness while travelling.
Don’t just Top-Up; choose Medipac’s Superannuate Credit…
✔Four times the Federal Superannuate benefit
✔24-hour emergency assistance from Medipac Assist
✔Medipac’s enhanced coverage from day one of your trip
✔Additional benefits not provided by PSHCP
✔Discounts for existing coverage
✔40-day, out-of-country annual plan at no extra cost
If you do not qualify (are not eligible) for Medipac Travel Insurance (or any other plan), or if you need coverage for a “Pre-existing Condition” that would otherwise be excluded; CALL US and ask for our special Underwritten Application. Our medical staff can review your file and conditions and potentially offer a solution that helps you travel with proper coverage. In the past we’ve been able to offer coverage to over 70% of those that applied.
Please note: A change in health between your Application and Departure Date OR a change in medication may be deemed a Pre-Existing Condition. CALL US before you leave to understand how your coverage may be affected.
CALL US : 1-877-888-5259
We are here to help ensure that you travel with proper coverage.
Travel Insurance Plan