- why do I need travel health insurance?
- how do I choose the right insurance plan?
- When you think about travel, think Medipac.
Do not rely on your provincial health plan to cover costs if you get sick or are injured while abroad.
Department of Foreign Affairs and International Trade Canada
Travel insurance: What is it? And, why do you need it?
Travel insurance has different types of coverage options, including Snowbird Insurance, Travel Medical Insurance, Vacation or Trip Cancellation Insurance, Annual Multi-Trip Insurance, Visitor's to Canada Insurance, Baggage Insurance and Evacuation Insurance.
The most important travel insurance, however, is insurance coverage for emergency or sudden medical conditions that can occur while traveling. This type of coverage is often, and interchangeably, referred to as Travel Medical Insurance or Travel Health Insurance.
Travel Medical Insurance claims can often cost hundreds of thousands of dollars, or upwards of $20,000 per day in a foreign hospital. Even the smallest and most unsuspecting injuries or illnesses can jeopardize a family's finances. Why? These medical bills are not covered by our provincial health care plans. And in fact, our provincial and federal governments make concerted efforts to issue travel warnings to the public of the dangers of traveling without supplemental "private" travel health insurance coverage.