If you have one (1) payable medical claim which exceeds your deductible, MedipacMAX protects your ‘Claim Free’ status and applicable discount for the following year’s purchase of Medipac Travel Insurance. Should you have a second payable claim on the same policy which exceeds your deductible, then you would not be entitled to a Claim-Free Discount for purchases made the following year. You will, however, retain your Loyalty Credit.
