We will pay your eligible medical bills directly to the medical provider or hospital for you whenever possible, however, in some cases you may be required to pay up-front for medical treatment, then seek reimbursement for those expenses. It is important for you to be able to access funds (i.e. a credit card with a high limit) should you be required to pay up-front for any medical expenses, particularly if you are travelling outside of the U.S.
Always make sure that you get itemized receipts for any medical treatment and/or medication, along with detailed medical records outlining your diagnosis, treatment, tests and results.