Buy Travel Insurance Online
Travel Insurance Tips
Before you purchase a travel insurance plan, ask about the assistance services – most assistance companies are disinterested third parties that route medical emergency calls to call-center clerks, rather than to real doctors and nurses.
At Medipac Assist, medical professionals will answer your calls – much more expensive, of course, but we take our responsibilities seriously! Minutes can save lives.
The Medipac Travel Insurance Application must be completed within Canada and all applicants must be present during the application process; personal (electronic) signatures will be required from each applicant, otherwise your policy may be NULL and VOID. Online applications cannot be completed under a Power of Attorney.
Before you start
Read the Policy Text for more information on the program's benefits, What is Not Covered, Pre-existing Conditions, and General Exclusions.
Change in medical condition
Remember, if your health changes at any time between the date of your application and your Effective Date of Insurance, you must contact Medipac to determine whether you are still eligible for coverage and, if eligible, at what rate.
If you are not certain of the answers to any of the medical questions on the application, we strongly suggest that you consult your doctor.
Select your travel insurance plan:
Trip Cancellation Insurance is an option available on Single Trip Plans, and are applicable to one trip only. You can purchase Trip Cancellation Insurance for single trips under the Medipac Annual Plan by calling our office after you have bought your annual plan.
Medipac Travel Insurance is underwritten by Old Republic Insurance Company of Canada. In Quebec, underwritten by Reliable Life Insurance Company.
I have just purchased a short term policy using the online application. I was impressed with the whole procedure. This was my first purchase. Thanks
- Dale H.
Frequently Asked Questions
If you choose the buy online option, you will be able to pay for your Medipac Travel Insurance Policy using the secure credit card payment function. After payment is confirmed, your Medipac Policy and Identification Card will be created and displayed in PDF format.
NOTE: Any Medipac Travel Insurance Policy issued online is issued on the basis that the questions and information you provide throughout the application process are true to the best of your knowledge - CAREFULLY ANSWER ALL QUESTIONS. Applications with incorrect answers or statements may be deemed NULL and VOID.
1. a printer
2. Acrobat Reader (free online software program)
3. a Visa or Master Card, and
4. an email address
The Medipac Online Travel Insurance Application is systematic and easy to use. The only technical requirement is that you have Acrobat Reader so that you may view, save and print PDF files.
Click Here to test if you have Acrobat Reader installed on your system.
If you do not have Acrobat Reader, you can download the FREE and SAFE program from the following link: http://www.adobe.com/products/acrobat/readstep2.html. Acrobat Reader is the internet's leading software to view documents in their original format. If you do not already have this installed, you should download it now in order to complete the Medipac Online Travel Insurance Application.
The only other requirements to complete the Medipac Online Travel Insurance Application are that you have a printer (to print your travel insurance documents and cards), a credit card (if choosing to purchase online), and an email address to which we will send you fulfilment documents to complete your purchase.
1. Completed Application
2. Cards, Tax Receipt and Transaction Record
3. Policy and Labels
No refunds are available if a claim has been incurred.
The premium for the Annual Add-on cannot be refunded once coverage begins.
All refund requests must be made in writing from within Canada.
A refund will be provided to an Insured in the following situations:
FULL REFUND only if, prior to the Effective Date of Insurance:
- the Insured or his/her Spouse is unable to travel due to Sickness or Injury (a Physician’s statement is required); or
- the Insured is unable to travel due to a death in the immediate family.
FULL REFUND less a $50 Administration Fee per person if the policy is cancelled prior to the Effective Date of Insurance for any other reason.
Cancellation of the Single Trip Plan will also terminate the Annual Add-on.
PARTIAL REFUND less a $20 Administration fee per person if the Insured returns to Canada at least 10 days prior to the scheduled return date. A pro-rata refund will be calculated using the later of the postmarked date of the written request and the requested termination date. However, if You have purchased the Annual Add-on, only the premium in excess of a minimum 23-day Single Trip Plan will be eligible for a refund.
Your request must include a statement that no claims have been incurred.
Medipac Travel Insurance
180 Lesmill Road, Toronto ON M3B 2T5