Trip Cancellation Insurance

Travel Medical Insurance

Travel Insurance Tips

Every travel insurance policy has limitations and conditions. Ensure you understand the Pre-existing Condition Clause of your policy, and note that these conditions usually apply before your departure date, NOT when you purchased the policy. If you purchase an annual plan, these conditions apply to the departure date of each and every trip.

Medipac’s 90-day stability period and clause wording combine to be one of the fairest and most liberal Pre-existing Condition clauses in the industry.

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Trip Cancellation Plan Benefits

Vacations can be expensive. While travel medical insurance is a necessity, Trip Cancellation Insurance is an optional coverage that can allow you to book your travel plans with peace of mind. This type of travel insurance protects costs incurred before your departure and during your vacation should a covered event come to pass.  

NOTE: Coverage must be purchased within 72 hours of booking your trip.

Coverage summary:

  • Travel Assistance - Included.
  • Trip Cancellation before you leave home - up to the cover amount.
  • Trip Interruption, Misconnection and Delayed Return coverage after departure (*some benefit maximums do apply).
  • Supplier Bankruptcy/Default - See page 6 of the policy.
  • Accomodations and meals - $700
  • Personal Money - $100
  • Up to $250 Baggage Delay coverage if your checked baggage is delayed 36 hours of landing at destination.
  • Up to $500 Baggage Loss coverage if your baggage is lost.


NOTE: Trip Cancellation Insurance cannot be purchased online for trips under the Annual Travel Insurance Add-on. To purchase Trip Cancellation for a trip under the Annual Add-on, please call 1-877-888-5259. Trip Cancellation Insurance applies only to the main longer-term trip. Trip Cancellation premiums (including taxes) are non-refundable.

Read Trip Cancellation Policy