Travel Insurance: How To Know If You Need One
Not many of us know that only 20 percent of those eligible to buy travel insurance have actually bought a plan. It is a cause for alarm and makes many of those in the travel insurance industry wonder: why would someone eligible for travel insurance fail to make a purchase – much less consider buying one?
The truth is, travel insurance remains a mystery to most eligible travellers. They do not seem to comprehend the purpose or essence of getting a plan as much as they struggle to understand the benefits they will get once covered. Other factors that make travel insurance a source of confusion are policy exclusions, particularly conditions that constitute a valid or invalid claim.
A little snooping around won't hurt so unleash your inner detective. Travel insurance is there for a definite reason and if you want to know how you'll be protected, investigate. Compare plans. See if there's a program that fits your needs and travel style. Many people think it's enough to have a plan without bothering to look at what they bought or read their policy.
A travel medical insurance plan – along with medical evacuation and repatriation - should be your top priority. Should you have enough budget for added security features, then you can opt to include trip cancellation and trip interruption insurance.
It's the most terrible thing to get sick or contract an injury abroad without any working travel insurance plan. You may end up with a rather large bill.
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