Trip Cancellation Insurance
Travel Insurance Tips
Be aware of the maximum benefit under your policy and the currency. Many travel insurance companies offer limited coverage in Canadian dollars, whereas most travel claims are settled in U.S. dollars. The Canadian Snowbird Association recommends a minimum coverage of $1 million USD.
Medipac's maximum benefit is $2 million USD - double the CSA suggested amount! With MedipacPLUS the maximum benefit is $5 million USD!
Trip Cancellation Plan Benefits
Vacations can be expensive. While travel medical insurance is a necessity, Trip Cancellation Insurance is an optional coverage that can allow you to book your travel plans with peace of mind by protecting the cost of your trip, before your departure and during your vacation, should a covered event come to pass.
NOTE: Coverage must be purchased within the 48 hours of booking your trip or before any cancellation penalties apply.
Coverage includes
- Up to the covered amount, for Trip Cancellation before you leave home.
- Unlimited Trip Interruption, Misconnection and Delayed Return after departure (*some benefit maximums do apply).
- Up to $100,000 Flight Accident coverage.
- Up to $50,000 Travel Accident coverage.
- Up to $500 Baggage Delay if your checked baggage is delayed 10 hours of landing at destination.
- Up to $1,000 Baggage coverage if your baggage is damaged or lost.
Additional features
- No age limit.
- Family coverage: Available if all family members to be insured are under age 55.
- Change of Mind coverage: If you decide not to travel for any reason prior to departure, coverage is for 50% of the non-refundable prepaid portion of your trip (if you cancel 16 days or more before your departure date)
NOTE: Trip Cancellation Insurance is not available for trips made under the Annual Add-on. Trip Cancellation Insurance only applies to single trip plans.
