Travel Insurance Overview
Travel Insurance Tips
Some travellers leave a few days earlier or return home a few days later than originally planned, without advising their travel insurance company. What they do not realize is that, statistically, the two highest incidences of claims are at the beginning and at the end of trips.
This means no insurance protection when it is needed the most. Many insurance plans will void your insurance if such information is withheld. Call your insurance company if you have a change of plans.
Travel Insurance Plans
You've made the right decision to purchase travel medical insurance. Now all you have to do is decide on what insurance plan is right for your lifestyle and travel habits.
Three types of travel insurance plans are available:
- Medipac Travel Medical Insurance — for short and long term trips
- 23-day Travel Insurance Annual Plan — for multiple trips up to 23 days each
- Trip Cancellation — available on Medipac short and long term trip plans
Each insurance plan is supported by our own medical professionals at Medipac Assist and all are endorsed by both the Royal Canadian Legion and the Canadian Snowbird Association. Benefits of each Travel Insurance Plan are insured by Old Republic Insurance company of Canada and by Reliable Life Insurance Company, in Quebec.
Medipac Travel Medical Insurance is for Canadian residents planning on taking a single, short or long term trip. Coverage can be from 1 to 212 days of travel outside your home province or Canada. Benefits are affordable, availible to all ages and comprehensive - covering most stable pre-existing conditions.
Read more on... Medipac Travel Insurance benefits, options and special features, including our unique discounts of up to 28% for NEW and returning clients, as well as a no cost 40 day annual plan for federal superannuate members part of the Public Service Health Care Plan (PSHCP).
The Medipac 23 day Annual Plan is perfect for anyone taking multiple trips within a year, up to 23 days each. Clients will save time by applying for insurance only once for all trips, and save money if you take 2 or more trips during the year. The Medipac Annual Plan has the same policy coverages and benefits as the Medipac Travel Medical Insurance Plan.
Medipac's Trip Cancellation Insurance is an optional coverage that can be added to any Medipac single trip insurance plan. Coverage is for vacation costs that you have already paid, when your trip needs to be cancelled for any of the coverage risks. Trip Cancellation is not available on third party plans, our Annual Plan or trips under the optional multi-trip Annual Add-on.