Travel Insurance Overview
Travel Insurance Tips
Every travel insurance policy has limitations and conditions. Ensure you understand the Pre-existing Condition Clause of your policy, and note that these conditions usually apply before your departure date, NOT when you purchased the policy. If you purchase an annual plan, these conditions apply to the departure date of each and every trip.
Medipac’s 90-day stability period and clause wording combine to be one of the fairest and most liberal Pre-existing Condition clauses in the industry.
Travel Insurance Plans
You've made the right decision to purchase travel medical insurance. Now all you have to do is decide on what insurance plan is right for your lifestyle and travel habits.
Three types of travel insurance plans are available:
- Medipac Travel Medical Insurance — for short and long term trips
- Medipac 23-day Annual Plan — for multiple trips up to 23 days each
- Trip Cancellation — available on Medipac short and long term trip plans
Each insurance plan is supported by our own medical professionals at Medipac Assist and all are endorsed by both the Royal Canadian Legion and the Canadian Snowbird Association. Benefits of each Travel Insurance Plan are insured by Old Republic Insurance company of Canada and by Reliable Life Insurance Company, in Quebec.
Medipac Travel Medical Insurance is for Canadian residents planning on taking a single, short or long term trip. Coverage can be from 1 to 212 days of travel outside your home province or Canada. Benefits are affordable, availible to all ages and comprehensive - covering most stable pre-existing conditions.
Read more on... Medipac Travel Insurance benefits, options and special features, including our unique discounts of up to 27% for NEW and returning clients, as well as a no cost 40 day annual plan for federal superannuate members part of the Public Service Health Care Plan (PSHCP).
The Medipac 23 day Annual Plan is perfect for anyone taking multiple trips within a year, up to 23 days each. Clients will save time by applying for insurance only once for all trips, and save money if you take 2 or more trips during the year. The Medipac Annual Plan has the same policy coverages and benefits as the Medipac Travel Medical Insurance Plan.
Medipac's Trip Cancellation Insurance is an optional coverage that can be added to any Medipac single trip insurance plan. Coverage is for vacation costs that you have already paid, when your trip needs to be cancelled for any of the coverage risks. Trip Cancellation is not available on third party plans, our Annual Plan or trips under the optional multi-trip Annual Add-on.