Government Quotations

Travel Insurance

Travel Insurance Tips

 

A dangerous practice is to refuse treatment or not change a drug despite your doctor’s recommendation, because you think it may affect the cost of your travel insurance.

This does not work. If a doctor recommends a change in drugs, and you do not accept that change, the insurance company will treat this as an unstable pre-existing condition. A claim will not be paid for that condition. Please, just do what your doctor recommends and do not sacrifice your health for insurance reasons. Medipac can often provide full coverage if you contact us and explain your situation.

 

More Tips »

Do not rely on your provincial health plan to cover costs if you get sick or are injured while abroad.

Arrange for private health insurance while you are away, as your provincial/territorial health insurance may not cover you.

For complete protection, additional [travel] medical insurance should be purchased from a private insurance company, even if you only plan to leave the country for a day.

…you are encouraged to obtain additional [travel] health insurance before travelling.

…out-of-country travelers are strongly advised to obtain additional [travel medical] insurance from private insurers…

It is recommended that residents traveling outside this country ensure that they have adequate private [travel] health insurance to supplement their provincial health plan.

It is strongly recommended that any resident traveling out of province purchase a Travel Health [Insurance] Plan…

...it is strongly recommended that you purchase travel [health] insurance when you travel outside of the province or country.

Coverage for out-of-country health care services is limited; you should purchase supplementary [travel health] insurance.

PEI residents visiting other countries are advised to obtain private [travel] medical insurance…

If you are planning to leave the country…make sure you have additional [travel] health insurance.