Money Saving Options

Travel Medical Insurance

Travel Insurance Tips

Always read your travel insurance policy, before making your purchase decision, and ensure you understand the coverages being offered as well as the policy limitations and exclusions.

At Medipac, we’re proud of our travel insurance policy and always include it in our Guide so clients have the opportunity to review it before buying. Do not buy any plan without reading, and understanding, its policy first.

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Travel Insurance Options

Medipac Travel Insurance provides a number of options that can help you save money so that your premium is cheaper but with the same comprehensive benefits and coverage.

MONEY SAVING OPTIONS

EARLY BIRD TRAVEL INSURANCE® is now available until August 14, 2017.

Early Bird at a glance:

  • Purchase before August 14 and save 5%.
  • Early Bird rates are available for trips departing before June 2018.
  • Lock in your rate: if your premium decreases, Medipac will refund the difference.
  • Enrol in Medipac’s Interest-Free, 4-Instalment Payment Plan.
  • Returning clients grow their savings each year they purchase Medipac. With Medipac’s Claim-Free and Loyalty discounts, you can save up to 28% every year!
  • New clients can save with Medipac's Claim-Free discount program, too. Call to inquiry.

 

MORE DISCOUNTS: Medipac has three (3) programs to help our NEW and existing clients save money, up to 23% off.

  • Claim Free Discount save up to 10%.
  • Loyalty Credit save up to 8%.
  • Provincial discounts: if you are from PEI, Nunavut, the Northwest Territories or Yukon, you’ll automatically save an extra 5%.

 

This year, in celebration of the 25th anniversary of the Canadian Snowbird Association, all clients that purchase a Medipac Early Brid Travel Insurance policy with a trip greater than 41 days will receive $25 off.  Click on the coupon above for terms and conditions. Your discount will automatically be applied when your application is processed in-house, and a refund issued.


Start saving today!

Deductibles: Medipac offers different deductibles on your travel insurance, ranging from $0 to $10,000. The higher your deductible, the more you save. But only choose a deductible that you can afford.

Top-up Options: Many Canadian travellers have existing coverage through a pension benefits plan or existing group plan. These plans are typically limited and only offer 15-60 days of coverage, whereas most snowbirds travel for up to 6 months. Medipac’s Top-up option allows you to use the days provided by your existing insurance for the first part of your trip, and “top-up” the remaining days with coverage from Medipac Travel Insurance.

Federal Superannuates: If you are a member of the Public Service Health Care Plan (PSHCP), and recognize that the basic travel medical benefits provided under PSHCP are limited, you can purchase Medipac Travel Insurance for your entire trip and receive a credit toward your purchase. **Also receive a 40-day annual plan at no extra cost.


What are the travel insurance coverage options »