Money Saving Options
Travel Insurance Tips
Always read your travel insurance policy, before making your purchase decision, and ensure you understand the coverages being offered as well as the policy limitations and exclusions.
At Medipac, we’re proud of our travel insurance policy and always include it in our Guide so clients have the opportunity to review it before buying. Do not buy any plan without reading, and understanding, its policy first.
Medipac Travel Insurance provides a number of options that can help you save money on your premium and you can select the coverage that suits your lifestyle.
MONEY SAVING OPTIONS
EARLY BIRD TRAVEL INSURANCE® Program:
Each year Medipac offers a special program between July and mid-August. By applying for your travel insurance early you save 5% and you can enrol in Medipac’s interest free 4-instalment payment plan. If rates go up after you have enrolled, your rates are locked-in; and, if they go down we send you a cheque for the difference.
That’s Medipac’s Double Guarantee.
MORE DISCOUNTS: Medipac has three (3) programs to help our NEW and existing clients save money, up tp 22% off.
- With our Claim Free Discount save up to 10%.
- NEW with our Loyalty Credit save up to 7%.
- With our provincial discounts, if you are from PEI, Nunavut, the Northwest Territories or Yukon, you’ll automatically save an extra 5%.
Start saving today!
Deductibles: Medipac offers different deductibles on your travel insurance, ranging from $0 to $10,000. The higher your deductible, the more you save. But only choose a deductible that you can afford.
Top-up Options: Many Canadian travellers have existing coverage through a pension benefits plan or existing group plan. These plans are typically limited and only offer 15-60 days of coverage, whereas most snowbirds travel for up to 6 months. Medipac’s Top-up option allows you to use the days provided by your existing insurance for the first part of your trip, and “top-up” the remaining days with coverage from Medipac Travel Insurance.
Federal Superannuates: If you are a member of the Public Service Health Care Plan (PSHCP), and recognize that the basic travel medical benefits provided under PSHCP are limited, you can purchase Medipac Travel Insurance for your entire trip and receive a credit toward your purchase. **Also receive a 40-day annual plan at no extra cost.
What are the coverage options »